SMS Alert
HBL: Rs. 2,350 spent at KFC Gulberg. Balance: Rs. 184,250Food CategoryAuto
KFC-Rs. 2,350
Automatic SMS Parsing
Every transaction SMS is automatically detected and converted into a categorized expense.
Automated personal finance for 2026
Your Budget Updates Itself.
Smart Spend automatically tracks your expenses from bank and wallet SMS alerts, categorizes transactions instantly, and gives you a complete financial picture without manual entry.
Total balance
Rs. 184,250
Spent
Rs. 38,920
Saved
Rs. 21,400
Live transactions
AutoKFC Gulberg
Food
-Rs. 2,350
Salary Transfer
Income
+Rs. 120,000
Careem Ride
Transport
-Rs. 740
Automatic SMS Tracking
|Smart Categorization
|Monthly Budgets
|Financial Insights
|Secure & Private
|Automatic SMS Tracking
|Smart Categorization
|Monthly Budgets
|Financial Insights
|Secure & Private
|Automatic SMS Tracking
|Smart Categorization
|Monthly Budgets
|Financial Insights
|Secure & Private
|Manual tracker.xlsx
Forgotten receipts
Thursday to Sunday
Notebook total
Rs. ?
The old way is broken
Budgeting shouldn't feel like a second job.
Stop manually entering transactions
No forgotten expenses
No messy spreadsheets
No guessing where your money went
Features
A financial engine that works quietly in the background.
Smart Spend automates your expense tracking silently. No manual logging, no missing entries, just clean financial insights.
Smart Categorization
Food, Shopping, Transport, Bills and more: categorized instantly.
Food72% left
Rides55% left
Bills85% left
Monthly Budget Planning
Set spending limits and track progress in real time as transactions arrive.
Rs. 42,500
↓ 12.4%saved vs last month
Advanced Insights
Visualize spending patterns with clean charts, trends, and live summaries.
Food
Rent
Rides
Bills
Movies
Sports
Custom Categories
Create personal categories that still connect to clean financial reporting.
If text"KFC"
CategorizeFood
Smart Rules
Automatically classify transactions using custom rules for merchants, amounts, and senders.
How It Works
From SMS alert to clean dashboard in seconds.
Step 1
Receive transaction SMS
Every time you spend or receive funds, your bank sends a standard SMS alert. Smart Spend instantly detects this incoming alert in the background.
Step 2
Smart Spend detects and analyzes it
Our engine processes the SMS text locally on your device, extracting the merchant name, currency, exact amount, and classifies it in milliseconds.
Step 3
Transaction appears in dashboard automatically
Your monthly budget limits, category metrics, and financial charts update immediately. No manual data entry or excel sheets needed.
Step 1 of 3
Receive transaction SMS
Every time you spend or receive funds, your bank sends a standard SMS alert. Smart Spend instantly detects this incoming alert in the background.
SMS AlertHBL: Rs. 2,350 spent at KFC Gulberg. Bal: Rs. 184,250
HBL Net
09:41Tuesday, June 9
Gulberg•28°C Sunny
SMS Alert
HBL: Rs. 2,350 spent at KFC Gulberg. Balance: Rs. 184,250Monthly Spent
Rs. 38,920
BalanceRs. 186,600
Recent-Rs. 740
Careem RideTransport
Insights showcase
See the whole month without building a spreadsheet.
Balance, spending trends, budget progress, category breakdowns, and recent transactions stay updated from the same transaction stream.
Available balance
Rs. 184,250
Budget
68%
Category breakdown
Food64%
Transport42%
Bills31%
Recent transactions
KFC Gulberg
Food
-Rs. 2,350
Salary Transfer
Income
+Rs. 120,000
Careem Ride
Transport
-Rs. 740
Your data stays yours.
Firebase secured infrastructure
Biometric App Lock
Private financial exports
User-controlled permissions
Loved by early users
Expense tracking finally feels automatic.
"I finally stopped tracking expenses manually."
Ayesha K.
Product Designer
"Smart Spend helped me understand where my money goes."
Hamza R.
Founder
"The automatic SMS tracking is a game changer."
Mina S.
Finance Lead
